Buy Life Insurance


How To Buy Life Insurance
While Americans are out shopping for holiday gifts, few are likely to pick life insurance policies as stocking-stuffers. The percentage of American households with individual life insurance policies has hit a 50-year low of 44%. Blame unemployment, confusing products, reports of denied claims and high commissions among the declining ranks of dedicated agents... ... More
 
How to Buy Life Insurance Wisely
Dave and Vicky have a common problem. They’re dual income parents with a young child and practically no

life insurance. They think they need at least some insurance to protect their family’s economic well being in the event one or the other were to die, but they don’t trust the claims of the insurance agents they’ve talked to and want to understand how to determine how much insurance they need ... More
 
Buying strategies
Life insurance is a highly competitive business, in which the salesforce depends almost entirely on commissions.

Insurance companies pay fat commissions for selling whole-life policies; perhaps 80 percent of your first year's premium goes to the agent... ... More