While Americans are out shopping for holiday gifts, few are likely to pick life insurance policies as stocking-stuffers. The percentage of American households with individual life insurance policies has hit a 50-year low of 44%. Blame unemployment, confusing products, reports of denied claims and high commissions among the declining ranks of dedicated agents... ... More
Dave and Vicky have a common problem. They’re dual income parents with a young child and practically no
life insurance. They think they need at least some insurance to protect their family’s economic well being in the event one or the other were to die, but they don’t trust the claims of the insurance agents they’ve talked to and want to understand how to determine how much insurance they need ... More